What if you’re unhappy when you retire? That’s a sad reality for more than 1 in 3 retirees. And almost half of them have one thing in common—they’re lonely. This shouldn't come as a surprise. Research shows that people generally aren't prioritizing social connections before retirement, and the trend toward maintaining existing friendships or cultivating new ones is even weaker. That can end up backfiring in a big way when we retire, even if we have massive nest eggs and solid financial plans.

Retirement is wonderful if you have two essentials — much to live on and much to live for.” — Unknown What happens when you retire and life doesn’t go according to plan? It’s a question worth asking before you commit to a fixed income and assume your bases are covered. That’s because even the best-laid plans can come up short. If that happens to you, you could have far less to fund the lifestyle you expected in retirement.

When the market hits a new high, a funny thing happens. Instead of celebrating, many investors might freeze. They worry that it’s too late. That a crash is coming. That they should wait it out. But here’s the thing: our brains are wired to feel anxious at the top. And understanding why that happens can help you make more informed decisions (without as much stress), especially when things look good on the surface. I put together a short article to explain what’s going on inside our heads during market highs, and what history has shown about investing at the peak.