What does your “ideal life” look like? Seriously, imagine it. The house. The city. The people. How long has it been since you allowed your mind to wander into the realm of possibility?

Simply remembering what makes you happy. What you believe in. What inspires you. I hope it hasn’t been long. But if you’re like most of us––you’re always on the go and distracted, leaving pie-in-the-sky time as a low-rung priority.

Would you say you know more about money than most? You would, if you’re like most investors. In fact, most people rate their financial knowledge higher than average. Yet… can’t pass a basic quiz on investing.

That gap between what we think we know versus what we actually know shows the overconfidence bias at play. And that’s just one bias out of several that can muddy our perspective and misguide our financial choices.

What’s your biggest worry about the next presidential election?

How do you think it’ll play out in your financial life?

Believe it or not, there’s a roughly 50-50 chance you’re worried about the next election tanking your portfolio. You may also be concerned about a recession, rising interest rates, or taxes going up.

No matter what has you feeling unsettled, it can all boil down to one question: Should we make money moves now, based on our election anxiety?

When was the last time you talked about money with anyone?

If you’re like most folks, you’re not having these conversations much, if at all – and you’d rather talk about death or politics than money. Sound familiar?

Small daily talks about money can touch on retirement dreams, funny money lessons, or some new financial fact you’ve learned. That’s just one daily action that could be hugely rewarding in the big picture.

How much greed or fear is driving your financial choices? That’s not an easy question to answer, partly because we may not even realize when greed or fear is really behind our money moves. If you’re thinking, “That’s not me! That’s a problem for other investors,” think again — and take a look at how fear and greed played into some of the market’s most recent bubbles and busts.

What do retirees fear the most? It’s not death. It’s running out of money.

And guess what retirees’ biggest regret usually is? It’s not saving enough for retirement. How can you possibly address both in one move? By having the right retirement plan — and by knowing what it takes to live on your nest egg’s returns, instead of the principal.